What coverage is mandatory in Ontario?
Liability Insurance
Protects you financially if you are liable for injuring people or their property in an accident.
Accident Benefits
Medical expenses, income replacement, attendant care, and death or funeral benefits following an injury or death involving an accident.
Uninsured Motorist
Covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have sufficient automobile insurance or is uninsured.
Direct Compensation
Protects you if your vehicle sustains damage in a non-responsible accident.
What optional coverages are available to protect my vehicle?
Collision
Provides coverage if your vehicle is damaged in a responsible collision with another vehicle or object.
Specified Perils
Covers damage to your vehicle caused by fire, hail, theft, and flood.
Comprehensive
Provides Specified Perils coverage plus vandalism, falling objects, and collision with an animal.
All Perils
Combined collision and comprehensive coverage with additional theft protection in the event that your vehicle is stolen by an additional driver or someone in your household.
Loss of Use
Provides coverage for you when you need to pay for other means of transportation (example: rental vehicle) while it is being repaired or replaced after a claim.
Liability for Damage to Non-Owned Automobiles
This endorsement extends coverage to non-owned automobiles (Example: a rented or borrowed vehicle) in North America.
Waiver of Depreciation
Eliminates the depreciation of your vehicle value in the event of a claim.
Claim Protection
The Accident Forgiveness endorsement can save you a lot of money on your automobile insurance premiums by protecting your claim-free driving record.
Minor Conviction Protection
Protects your conviction-free discount in the event of a minor conviction on your driving record.
Emergency Roadside Assistance
Helps with the cost of emergency roadside assistance for things such as emergency towing, a flat tire, or locking your keys in the car.
Contact us now for a no-obligation quotation!
The brokers at Rozon Insurance Brokers Ltd. will review the options available to reduce your automobile insurance costs and help you understand the best coverage that you need for your vehicle. We offer quotations from a variety of insurance providers to provide you with competitive automobile rates for your insurance needs and exceptional support in the event of a claim.